Virginia Bankruptcy Attorneys
We Are Virginia’s Largest Consumer Bankruptcy Law Firm
Are you experiencing growing financial difficulties? Are you not sure how you will get on top of your mounting debt? Are creditors constantly calling you or, even worse, threatening to file collection lawsuits, garnish your wages, repossess your car, or foreclose your home?
Financial hardship can be overwhelmingly stressful, but you don’t have to face it alone. At Boleman Law Firm, P.C., we have helped over 140,000 Virginians regain their financial health, and we are ready to put our experience, skills, and resources to work for you. Our seasoned attorneys can carefully assess your circumstances and take the time to understand your specific needs and goals so that we can recommend the best available course of action. If that involves filing for Chapter 7 or Chapter 13 bankruptcy, we can help you navigate each stage of the process with clarity and confidence.
Our firm handles bankruptcy, debt settlement, creditor harassment, and credit reporting inaccuracy cases from offices in Richmond, Virginia Beach, Newport News, and Norfolk. We can also meet with you virtually.
Call (804) 396-2005 or contact us online to schedule a free, no-risk consultation with one of our Virginia bankruptcy lawyers today.
get a fresh start
-
Debt ReliefOverwhelming debt happens when your financial obligations become unmanageable, making it difficult to keep up with payments, and we help you assess options to regain control and find relief.
-
Vehicle Repossession
Vehicle repossession occurs when a lender takes back your car due to missed payments, and we help you understand your rights and explore solutions to prevent or resolve it.
-
Creditor Reporting Review
Creditor reporting review involves examining how your debts are reported to credit agencies, ensuring accuracy, and identifying errors that could impact your credit score.
-
Garnishment & Warrants in Debt
Garnishments and debt warrants occur when creditors use legal means to seize your wages or property, and we guide you through your rights and options to challenge or resolve these actions.
-
Foreclosure
Foreclosure is the legal process where a lender takes back your home due to missed mortgage payments, and we help you explore options to protect your property.
-
Evictions
Eviction is the legal process of being removed from your rental property, and we help you understand your rights and explore ways to prevent or resolve it.
Bankruptcy Can Provide Powerful Relief. Don’t Wait to Explore Your Options.
Many people misunderstand bankruptcy and mistakenly believe it is a sign of moral failure. The truth is that most people who file for bankruptcy do so because of circumstances beyond their control. Losing a job, suffering a serious injury, or facing a combination of unexpected expenses can quickly put a responsible, hardworking person in an immensely difficult position.
Bankruptcy is a legal tool specifically designed to give people a fresh start. It helps people regain control of their financial lives and find a more sustainable path forward.
Our clients often tell us they wish they had come to us sooner. They carry the weight of debt for months or even years, only to find that relief was within reach all along. They didn't realize they had options beyond struggling with credit card payments, fending off collection calls, and worrying about losing their homes.
The first step to getting the financial relief you need may only be a call or a few clicks away. One of our attorneys can help you understand what bankruptcy is and how it can specifically help you. We provide clear explanations and practical advice so you can make informed decisions about your financial future.
-
"Kudos to their whole team!!"
I came to them highly recommended from a coworker, and I’ve truly enjoyed my experience, from working with some of the different staff via email or in person to a few of the different partners at the firm, everyone there has treated me with dignity and respect, and has patiently guided me through the process of the help I was seeking.Â
- David M. -
"I am beyond thankful!"
The professionalism, empathy respect and guidance that I received at the Boleman law office was an unforgettable experience that uplift my journey.
- Monica B. -
"Great place to start your journey with bankruptcy."
I would recommend them over any other law firm that you know. Very professional and knowledgeable and they breakdown the process and paperwork for you to understand it
- Terrance T. -
"They helped me through a difficult time that I was going through and made it much easier."The Staff is Very Professional and the Attorney Patrick Keith was wonderful to work with.- John S.
-
"They were extremely helpful and made the process seamless and simple."
I had a great experience working with Boleman Law Firm, specifically with Patrick. I highly recommend giving them a call if you're dealing with financial hardship and looking for relief.
- Stephanie C. -
"They were extremely helpful and made the process of filing Chapter 7 seamless and simple."
I had a great experience working with Boleman Law Firm, specifically with Laura Aldridge and her team. They explained in detail what documents needed to be completed and submitted in or to file Additionally, they were very supportive and helped to ease the stress during a financially stressful time. I highly recommend giving them a call if you're dealing with financial hardship and looking for relief.
- Eric N. -
"Boleman law firm has been the best law firm in Virginia."They helped me and my wife so much I could never repay them for the help they did for us and they were very kind and helpful and always took my calls and always made sure I was doing my part and they never ever let us down they saved our home our automobiles and that was our life as I said they were like family the way they treated us and did so much for us and the price they charged us was so cheap and they never let us down. To us there is no other law firm that is like family.- David R.
-
"I felt like they listened and cared to help me succeed."I was apprehensive and feeling less than reaching out for help. Everyone I dealt with in the office was above professional and understanding.- Paul
If You’re Financially Strained, We Can Help You
We sometimes hear from people who are struggling financially but fear they are too broke to file for bankruptcy. They think you need a steady income to qualify for debt relief, but this is a common misconception. In fact, if you have little to no income but are dealing with crushing debt, Chapter 7 bankruptcy may be the solution you need.
Chapter 7 bankruptcy is specifically designed for individuals who cannot afford to pay their debts. When you file, you agree to liquidate your non-exempt property to partially compensate your creditors. This can sound scary, but exemptions are available to protect your most essential assets, such as furniture, clothing, electronics, tools needed for your job, retirement accounts, and more. Many Chapter 7 filers lose very little or even nothing at all to the liquidation process, and our lawyers can help you make the most of available exemptions.
In exchange for liquidating non-exempt assets, Chapter 7 bankruptcy allows you to eliminate many types of unsecured debt, including:
- Credit card debt
- Medical bills
- Personal loans
- Payday loans
Behind on Your Mortgage or Car Loan? Bankruptcy Can Help You Save Your Home and Vehicle.
If you have a consistent income but are still having a hard time keeping up with your bills, you may be concerned that you will eventually lose your home or car. Chapter 13 bankruptcy can give you the opportunity to reorganize your debts and catch up on missed mortgage and car loan payments.
Filing for bankruptcy triggers the automatic stay, an injunction that temporarily stops all collection actions. This will halt any imminent or in-progress foreclosure, repossession, or wage garnishment. Our team at Boleman Law Firm, P.C. can then develop and submit a Chapter 13 repayment plan that addresses all or a portion of your debts, allowing you to bring your mortgage and car loan current over a period of three to five years. Once the court approves the plan, you can generally keep your home and vehicle so long as you make plan payments on time. After completing the plan, you can also typically discharge any remaining eligible unsecured debts, including credit card debt and medical bills.
Our firm has achieved the highest number of Chapter 13 bankruptcy discharges in the state of Virginia. We can determine if this solution is right for you and provide personalized support every step of the way.
If you have questions about bankruptcy or concerns about your financial circumstances, we encourage you to call (804) 396-2005 or contact us online. We are here to help.
